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46. The tool used by the Federal Reserve System to influence the economy and behavior of banks is known as moral hazard. True False 47. One of the principal reasons for government regulation of financial firms is to protect the safety and soundness of the financial system. True False Multiple Choice Questions 48.

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Mar 05, 2004 · Peter S. Rose, Sylvia C. Hudgins. 4.31. 139 ratings3 reviews. Bank Management and Financial Services, now in its ninth edition, is designed primarily for students interested in pursuing careers in or learning more about the financial services industry. It explores the services that banks and their principal competitors (including savings and.

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